Advice for private
Financial planning
Retire well prepared
With financial planning, you can learn:
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what lies ahead for you and
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whether you can continue to enjoy your accustomed standard of living in retirement
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whether you may need to make adjustments
I will be happy to guide you through the various stages of financial planning and create one or more concrete plans based on the information you provide.
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Without the help of an expert, it is often difficult to maintain an overview and make reliable forecasts for the future.
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Do you ask yourself the following questions?
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What tax optimization options do I have?
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Will any gaps be filled by my savings?
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What will my income actually be after retirement?
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Can I afford to retire early?
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Does it make sense in my situation to withdraw some or all of my capital?
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Your advantages:
An overview of your current financial situation as well as those after retirement.
You receive a detailed action plan that helps you keep track of the important milestones.
The plan identifies areas of action where you can or even must make optimizations.
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Prevention advice
​Go through life well secured
With a provision plan you can find out:
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Know what awaits you or your dependents in the event of disability and death.
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Ensure your accustomed standard of living in the event of disability and death.
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Know where there are gaps that can be closed
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Make possible and necessary adjustments
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I will be happy to guide you through the various stages of a retirement plan and create a specific plan based on the information you provide.
With the help of an expert, you can maintain an overview and make reliable projections for the future.
Do you ask yourself the following questions?
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How am I covered in the event of disability due to accident or illness?
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How are my nearest and dearest covered in the event of my death?
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Is the existing coverage sufficient for me, for you?
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Where are there gaps or opportunities for optimization?
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Your advantages:
An overview of your current pension situation.
A detailed situation analysis that helps you identify gaps.
Using the identified fields of action, you can make targeted optimizations so that you are covered exactly according to your needs.
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2nd pillar solutions
The solution that suits you
You are the owner of a business and you ask yourself:
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Whether the current PF solution is the right one?
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Whether a flexible management plan or a 1e plan should be introduced?
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How your company handover can be improved tax-wise through clever PF planning?
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How you can inform yourself as a young entrepreneur about a PF solution?
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I will be happy to guide you through the decision-making process and create a concrete plan based on your information, including a comparison of offers.
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Do you ask yourself the following questions?
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How can I improve the tax situation by means of a pension fund?
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How can I improve the tax situation of my company with a pension fund?
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How well am I covered by my pension fund?
Your advantages:
An overview of your current pension fund situation.
The consultation identifies areas of action where you can or even must make optimizations.
If you wish, you will receive a comparison of suitable solutions. This guarantees independence.
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Baeriswyl Beratungen GmbH
Nicolas Baeriswyl
Impasse du Castel 14
1700 Fribourg