Before retirement

The last years
decide

This is when the course is set.

The decisive phase
The big questions

Three decisions
with weight

Each one lasts a lifetime.

When to stop?earlier costs
Pension or capital?often binding
Stagger it?save tax
Tax lever

Buy-ins: strongest
right now

But with a lock-up period.

💡
Save tax with foresight
Draw cleverly

Stagger it,
mind the canton

Across several tax years.

Draw staggeredover years
Fund and 3acoordinate
Mind the cantontax varies
Your gain

More net,
a clear roadmap

And sleep more soundly.

More netfrom your capital
Clear roadmapinstead of doubt
Peace of mindall sorted
Your next step

Request a
retirement check

💡 Retirement check: We build your roadmap – buy-in, withdrawal, pension or capital – with numbers and a plan of action.
Request a retirement check

This video does not replace personal advice.
Baeriswyl Beratungen GmbH · Finance & pension · Fribourg

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