Family & life stages · Module 9

Divorce –
what gets
divided?

Not just furniture and account: your pension too.

♥

A fair division

Step 1

The property settlement

Own propertyeach keeps theirs

Acquired propertysplit in half

Cut-off datevalue at dissolution

Step 2

Pension fundsplit in half

Before marriageleft untouched

Half eachfifty-fifty

Special cases

Pension eventthe court decides

Waiveronly if provision secured

3rd pillarsurrender value counts

Watch out

Only marriageand registered partnership

Cohabitationno pension split

Gaprisky for the carer

Good to know

💡 First step: Property law and pension splitting decide how fair a separation turns out – and how your provision stands. Clarify it in time.

This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg