Investing · Module 6

On the account,
money loses

Building wealth means investing – and spreading well.

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Building wealth
The key principle

Don't bet it all on one

Well spread

Many companies, sectors and countries – risk broadly spread.

All on one card

One company, one country – a setback hits in full.

CompaniesSectorsRegions
Three routes

How to spread

Direct holdingsindividual securities – capital and know-how needed
Fundsactively managed baskets – higher fees
ETFswhole markets, cheap and broad
The biggest lever

Time and compounding

Pay inregularly, automatically
→
Stay insit out the swings
→
Growcompounding over decades

Time in the market beats timing the market.

What to watch

Cost, horizon, profile

Costsevery fee eats into return
Horizonhow long the money stays invested
Risk profilewhat you can and want to bear
Good to know

How to spread well?

💡 First step: Good investing starts with diversification and the right mix of direct holdings, funds and ETFs – tuned to your horizon and risk profile.
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This video does not replace personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg

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