Supplementary benefits are the net when AHV and assets don't cover the costs.
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The safety net
Basic principle
The gap is covered
Expensesrecognised need
Incomepension and assets
Differenceis covered
The entitlement
Who gets them?
AHV or IVas a condition
Asset threshold100,000 for a single person
Own homecounted separately
Is covered
Care costs too
Living costsare covered
Home costsup to cantonal ceiling
Protectionno one without care
Important
Asset waivers count
Giving awayis counted
Reductionthe amount counted falls under the law, in principle by CHF 10,000 per year
Cautionwith early gifts
Good to know
Have you checked your entitlement?
💡 First step: Supplementary benefits cover the gap between recognised costs and income – a legal entitlement. But beware: gifts and other asset waivers are counted; the amount counted only falls over time.