Cross-border · Module 17

Where are you
insured for health?

The principle: insurance in Switzerland. Depending on country of residence and nationality, an option right may exist.

The right of option
The option right

The option right – not for everyone

Deadlineusually 3 months
Not for everyonedepends on country of residence, nationality and situation
Bindingin principle one-time
The principle

Insured in Switzerland

Base caseinsurance in Switzerland under the health insurance act
Choice of doctorfree in Switzerland
Premiumtends to be higher than in your country of residence
The exception

Option right in favour of the country of residence

For whom?depends on country of residence, nationality and situation – not for everyone
Contributionsoften lower than in Switzerland
Boundto the system and doctors of your country of residence
Decisive

Clarify first, then compare

Clarifyis the option right open to you at all?
Familyfactor in family members
Deadlinechoice in principle one-time – decide before the deadline
Good to know

Did you choose right?

💡 First step: The principle is insurance in Switzerland. Whether an option right in favour of your country of residence is open to you depends on country of residence, nationality and situation. The choice is usually binding, so clarify before the deadline.
Beratung anfragen

This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg

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