Young adults · Module 16

Why starting early
changes everything

When investing, time is worth more than the amount.

Time beats amount
The effect

Compound interest

Returnsearn returns themselves
Over timeit grows ever faster
Early yearscount the most
First step

Pillar 3a

Pillar 3atax-privileged entry
Securitiessensible over a long horizon
Long termmore return than the account
Very simple

The savings plan

Savings planinvest a fixed sum monthly
Diversifiede.g. an ETF
Automaticno timing needed
Stay the course

Withstand the swings

Swingsare part of it
Don't sellout of nerves
Patienceis rewarded
Good to know

Are you using your head start?

💡 First step: Time is the strongest factor in investing – start young and regularly and small amounts become a fortune over the years.
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This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg

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