Women & pensions · Module 15

Family work
counts for the AHV

Raising and caring aren't pension-free – the AHV knows credits.

Make family work count
For children

The childcare credit

Children under 16credit per year
Raisesthe relevant income
Effecthigher AHV pension
For relatives

The care credit

Relativescaring and assisting
Similar effectas with children
Every yearapply actively
For couples

Don't forget to split

Marriedsplit in half
After divorceassign correctly
Cohabitationclarify allocation
Waste nothing

Gaps remain

AHVthe gap is eased
2nd & 3rd pillarstay important
Whole picturestill counts
Good to know

Are you getting it all?

💡 First step: Raising and caring count for the AHV – but only if the credits are correctly counted. That's worth checking.
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This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg

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