Retirement planning · Module 14

When does your
retirement begin?

The big milestones aren't set at 65 – but ten to fifteen years earlier.

◎

Planning in time

10 to 15 years before

The overview

10–15 years beforefirst overall review

Spot the gapto the desired income

Still timeto build deliberately

About 5 years before

PF buy-insstaggered over years

Clarify withdrawalpension, capital or mix

Split the 3aacross several accounts

The final year

Deadlinesregister the capital withdrawal

Apply for AHVbefore drawing it

Budgetset for retirement

Not just money

Workloadfull or partial

Everyday budgetestimate realistically

Partnersecure together

Good to know

💡 First step: A good retirement is planned, not accidental – the earlier the roadmap stands, the greater your room in taxes, capital and timing.

This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg