Property & everyday insurance · Module 11

Which cover does
your car need?

From compulsory liability to fully comprehensive – the difference is large.

Insuring the vehicle
Compulsory

The liability cover

Compulsoryrequired by law
Coversdamage to third parties
Without itno plates
Optional 1

Partial casco

Theft & fireto your own car
Glass & naturaland animal damage
Sensiblefor valuable vehicles
Optional 2

Fully comprehensive

Own faultto your own car
New & leasingespecially worthwhile
Older carsoften no longer needed
The price

Premium & deductible

Bonus-malusthe record counts
Deductiblefor casco damage
Add-onsbreakdown, occupants
Good to know

Are you paying the right thing?

💡 First step: Liability is compulsory, casco a question of value and age – check regularly whether your cover still fits the vehicle.
Beratung anfragen

This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg

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