Property & everyday insurance · Module 11

One mishap –
and you're liable

Whoever causes damage is liable – with their whole assets.

☂

The essential base cover

The cover

What it protects against

Injuryharm to third parties

Property damageothers' belongings

Worldwideusually abroad too

The reason

Millions at riskespecially personal injury

Low premiumlarge protection

Cover sumusually around 5 million

The details

Whole familyin the shared household

Tenant damagecover it for the flat

Detailscheck gross negligence

Costs

Fixed premiumcheap and predictable

Deductiblesmall, per claim

Voluntarybut practically a must

Good to know

💡 First step: Personal liability is the cheapest big protection there is – check the cover sum and inclusions before something happens.

This video is no substitute for personal advice.
Baeriswyl Beratungen GmbH · Finance & pension planning · Fribourg